{"id":1954,"date":"2016-09-27T14:07:09","date_gmt":"2016-09-27T13:07:09","guid":{"rendered":"http:\/\/actubusinessangels.com\/?p=1954"},"modified":"2016-09-27T14:07:09","modified_gmt":"2016-09-27T13:07:09","slug":"bnp-paribas-innove-pour-financer-les-pme","status":"publish","type":"post","link":"https:\/\/www.franceangels.org\/en\/article\/bnp-paribas-innove-pour-financer-les-pme\/","title":{"rendered":"BNP Paribas innove pour financer les PME"},"content":{"rendered":"
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La banque allie un cr\u00e9dit bancaire \u00e0 l’acc\u00e8s \u00e0 un fonds de dette.<\/div>\n<\/div>\n<\/div>\n<\/div>\n
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BNP Paribas s’attelle \u00e0 une solution de cr\u00e9dit sur mesure <\/b>destin\u00e9e, notamment, aux grosses start-up europ\u00e9ennes du digital.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Pour r\u00e9pondre \u00e0 leur besoin d’investissement \u00e9lev\u00e9 r\u00e9current ou financer l’achat d’un r\u00e9seau ou d’un actif industriel, sans que ces PME aient de lisibilit\u00e9 \u00e0 long terme sur leurs flux d’affaires, la banque lance un pr\u00eat bancaire classique court (moins de 5 ans)<\/b>, combin\u00e9 \u00e0 des lignes de cr\u00e9dit longues (plus de sept ans)<\/b> accord\u00e9es au travers d’un fonds sp\u00e9cial de dette. Ces lignes \u00e9tant remboursables in fine<\/b>, elles ne p\u00e8sent pas sur les capacit\u00e9s financi\u00e8res de l’entreprise.<\/p>\n

\u00ab Les entrepreneurs fran\u00e7ais ont des projets de plus en plus ambitieux pour se d\u00e9velopper et investir dans l’innovation et \u00e0 l’international<\/b>. Dans le m\u00eame temps, ils souhaitent garder le contr\u00f4le du poids de leur endettement sur leur activit\u00e9<\/b> \u00bb, explique Denis Laplane, responsable du p\u00f4le Entreprise de la banque de d\u00e9tail en France de BNP Paribas.
\nL’acc\u00e8s au fonds permet en outre aux dirigeants de diversifier leurs sources de financements et d’acc\u00e9der \u00e0 des ressources longues sans pour autant avoir \u00e0 se diluer au capital de leur soci\u00e9t\u00e9.<\/p>\n

Source de diversification\u00a0<\/span><\/h3>\n

Le fonds, en cours de lev\u00e9e, devrait atteindre environ 500 millions d’euros d’ici \u00e0 la fin du mois. Pour les investisseurs institutionnels de ce fonds, assureurs et fonds de pension, c’est une source de diversification appr\u00e9ciable en terme de rendement (environ 3 % net) <\/b>au regard des r\u00e9mun\u00e9rations offertes par d’autres types d’actifs comme les obligations d’Etat. Leur exposition aux risques de cr\u00e9dit des PME est en outre contr\u00f4l\u00e9e par l’interm\u00e9diaire de BNP Paribas.<\/p>\n

Associ\u00e9 \u00e0 l’offre de pr\u00eat classique, la banque compte ainsi avec ce fonds\u00a0pouvoir assurer les besoins de financement d’une centaine de PME et ETI <\/b>qui r\u00e9alisent entre 10 millions et 250 millions d’euros de chiffre d’affaires.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

La banque allie un cr\u00e9dit bancaire \u00e0 l’acc\u00e8s \u00e0 un fonds de dette. BNP Paribas s’attelle \u00e0 une solution de cr\u00e9dit sur mesure destin\u00e9e, notamment, aux grosses start-up europ\u00e9ennes du digital.<\/p>\n","protected":false},"author":114,"featured_media":2187,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[83,84],"tags":[],"yoast_head":"\nBNP Paribas innove pour financer les PME - France Angels<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.franceangels.org\/article\/bnp-paribas-innove-pour-financer-les-pme\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNP Paribas innove pour financer les PME - France Angels\" \/>\n<meta property=\"og:description\" content=\"La banque allie un cr\u00e9dit bancaire \u00e0 l’acc\u00e8s \u00e0 un fonds de dette. 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